Our gateway partners will give you access to all information regarding your new. Apply now Merchant Services. We are dedicated to giving the same priority and service to businesses considered high risk as to any client, meaning a typical approval for a merchant account can be done in as little as 48 hours or less. Hillcrest Drive Suite 209 Thousand Oaks, CA 91362. We have created this high level how-to-guide to help you understand the process and requirements of the application process. Net payment gateway integrated with a high-risk merchant account specifically approved and underwritten for a specific product category or marketing method that most merchant account providers generally prohibit. Most merchant account providers also offer payment processing. The company offers payment processing services for more than 170 countries with 300+ payment methods, including local acquiring. But, there’s no stress of account closure. High-risk merchant accounts differ from low-risk accounts in the following ways: Almost always a full-service merchant account (PSPs typically don’t accept high-risk businesses) Extensive underwriting process required before account approval; Might be underwritten by an offshore bank or processor; Typically require a long-term contract 3. Merchant reserves are meant to protect high risk merchant account providers from footing any surprise bills that the company incurs. The Terminated Merchant File, better known as the TMF list or MATCHlist (Member Alert To Control High risk), is akin to a ‘detention’ of sorts for merchants. For merchants unable to get a merchant account, or for consumers without a bank account, it is ideal. Instabill provides reliable, cost-effective merchant services that help e-commerce, retail and MOTO businesses succeed and thrive. What We Look For in the Best Merchant Services 1. Examine your turnover. We chose Treati. An ideal high-risk payment gateway provider supports multiple payment methods and currencies, which allows merchants to expand globally. Offshore Gateways: In 2023, Offshore Gateways is poised to lead the way as the foremost provider of best merchant account services for high-risk businesses. We feature a hassle-free onboarding process with banks. High Risk Payment Gateway. Blue Sky Peptide is a few example of successful e-businesses in the peptide industry with active merchant accounts. 5% + $0. A good high risk merchant account provider should have relationships with multiple banks and know which banks fulfill your business needs best. They occur because a company is at a higher risk for either fraud or chargebacks. To lower risk, the merchant account provider may seek address verification. After several decades passed, they united into 6. , including those in the CBD industry. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. Top 7 virtual terminals in the UK. 1. With a 90%+ approval rate, we strive to approve your high-risk merchant as soon as possible. The funds collected from transactions (less. BankCard USA specializes in game-changing credit card processing solutions for merchants considered high risk. When it comes to. Stripe – Best for online credit card processing. If your company doesn’t have a positive transaction history or it is too new to have developed one, you will encounter high charges from payment processing providers at best, but more. View Website. that the merchant may not fulfill their responsibility to pay for the charge-backs, then it may be considered high risk. Chase Payment Solutions SM – Best for all-in-one direct processing. All you need is a dedicated bank account to process payments. To lower risk, the merchant account provider may seek address verification. 10 per transaction. 2Monetize: 6. We keep it simple with direct contact Monday through Friday from 8 a. Here are brief overviews of the seven best merchant account providers in the industry that accept CBD merchants: PaymentCloud: Best For Dedicated Account Manager For Customer Support. In Summary: The 6 Best Virtual Terminals For Small Business. 1) How a Merchant Account Works. We have a new relationship with one of the leading high risk payment gateways, PaymentSphere. With the growing rate at which cyber crimes occur, locating a high-risk account provider that processes all transactions safely is vital. Supported industries: Adult services, CBD, online dating, vape sales. 3% above the rate of interchange. Dedicated to Providing the Best Credit Card Processing Solutions to Hard-to-Place and High Risk Merchants. The 7 Best High-Risk Merchant Account Providers 1. However, for a high-risk merchant account, this could go up to 1. Best high risk merchant accounts at a glance. A 2016 consumer survey showed that 40% of the 1,000 respondents approve of credit cards as the safest payment method. How to Establish a Merchant Account 1. clothes, shoes, kitchenware, food. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review. Again, adult entertainment account and payment processing rates fluctuate with season. Fees also vary by provider and in most cases, pricing is set individually for every merchant. Best for online and international sellers: Durango Merchant Services. If you want to work with a full-service merchant processor that offers you transparent fees and everything you need to conduct business, you might consider this Houston-based merchant processor. Best one-stop shop: First Card Payments. For providers that offer high-risk merchant accounts, a detailed application process is routinely involved. All sexually-oriented or pornographic merchants: (i. ). 2Subscribe: 4. A high volume merchant account is a merchant account specifically tailored to meet the needs of businesses that experience significant credit card transaction volumes that exceed most provider’s. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review. The bank then sends the information to the card issuer. 1. Furthermore, if the merchant sells tangible products, the merchant must have a supplier agreement. Authorize. It caters to e-commerce and card-not-present business types. High-Risk Solutions. A high-volume merchant account will allow you to have access to merchant processing services and online payment gateways. This pricing is very good in the high-risk processing world. Bank Account opening in 109 countries including, offshore and USA. You don’t want to lose another sale all because your business doesn’t accept credit cards, and if you apply today, you will be able to receive a retail credit card terminal. Chat with us , powered by LiveChatThis blog will explore how high-risk marketers can combat the industry’s common issues of fraud and chargebacks, and how services from a reputable high-risk merchant account provider, like EMB, can offer transparent and secure solutions to these hurdles. High Risk Pay stands out in the high-volume merchant account and payment processing sector by offering specialized services for businesses requiring high-risk merchant accounts. Corepay. Including individual transactions and batch totals with comprehensive reporting tools. Inquiries after business hours will be addressed the next business day. They also provide safe handling and storage of customer payment data. 1. Adult entertainment merchants are considered high risk by most banks. 75; Midigator. Radiant Pay is the leading high risk payment processing, merchant account services and payments gateway solution provider in London UK. Our hardworking team is ready to help you right now. Merchants in need of adult merchant accounts should turn to a merchant services provider which specializes in high risk businesses. “ Market share of cash, credit cards. Fast Approvals. In simplest terms, a merchant account allows your business to accept different kinds of payments – usually credit card payments, but also online, mail or even telephonic transactions. The Best High-Risk Merchant Accounts of 2023 PaymentCloud: Best overall Host Merchant Services: Best for large high-risk businesses Durango Merchant Services: Best for highest-risk businesses SMB Global: Best for international merchants Soar Payments: Best for United States-based businesses For small-business owners in search of a payment processor that offers high-risk merchant accounts, NerdWallet has compiled a list of the best payment processors for high-risk. Read Review; ProMerchant. Chat with us , powered by LiveChatIf you can’t obtain a merchant processing account in the united states, check out these offshore merchant service providers: High-Risk Merchant Services: High-Risk Merchant Services offers custom solutions for cannabis businesses in terms of payment processing and chargeback management in domestic and offshore companies. The best small business merchant services accept all common credit cards, including Visa, Mastercard, and American Express. Merchants can receive real-time alerts for all chargebacks lodged when enrolled in an alert service offered via the Ethoca alert system or Verifi networks. PaymentCloud: Variable monthly account fee. We have worked to help companies with this business model to succeed in the competitive marketplace and beyond. Please give me a call if we can be of further assistance @ 1-877 493-4622. Moonlight Payments Overview. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. 3) US Signer – Typically a US resident with >50% ownership is the signer but LLCs can be “Manager-Managed”. From credit card processing to bitcoin, and digital banks to finance software… we cover it all! Soar Payments is the leader for high risk credit card processing, offering Industry Minimum Pricing and USA-based. Here are the best international merchant services that provide international payment processing, international payment gateways, and international merchant accounts for a variety of circumstances. We can set up your merchant account quickly and help you to start taking card payments without any hassle. United States-based customers get a free Pax S300 payment terminal;. To get a merchant account, one must submit an application with a merchant account provider. The company’s products and services include point-of-sale solutions, online marketing tools, an online payment. Host Merchant Services may help your business grow as a merchant account provider. Shark Processing is a high-risk payment provider servicing merchants in the United States and internationally. In many cases, you’ll need to sign a longer contract and keep a larger cash reserve. 196E Campden Hill Road London, W8 7TH. Go high level is an all in one marketing platform to help entrepreneurs, marketers, and agencies grow their businesses. PaymentCloud does offer traditional merchant services in addition to high-risk account services. Traditional merchant account providers will often end up canceling the accounts of a high-risk business or not approving them in the first place. This is where high risk merchant account providers come into play. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. With Instabill, adult entertainment merchants can find the processing opportunities they need to run their business. Once your high-risk merchant account. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. e. Payment Depot Merchant Services. High-Risk & Low-Risk Merchant Accounts: While Corepay can also place low-risk merchants, its specialty is in providing merchant services to businesses that are deemed to be in a high-risk category. 1. GSPAY is a little-known high-risk merchant account provider that offers a variety of fixed rates for different types of businesses. UK HQ. Best for businesses that want a wide variety of terminals and POS systems. Moonlight Payments excels as a merchant account provider — especially businesses with high-volume transaction needs. For more information, visit the Host Merchant Services website or call (888) 727-4538. Stripe: Best for owners of multiple businesses and brands. This could either be in the form of transaction volume or add-ons. Less flexibility than traditional processors. For example, a provider may have no problem with Adult, but not accept any other high risk. ultimately allowing us to apply for a high-risk merchant account from the best banks likely to approve your. Below are some examples of the businesses that would typically require a high risk merchant account in order to process credit. io as our favorite online credit card processor for cannabis and CBD vendors due to its willingness to work with these merchants when many providers will not. 3. Edition: United States. Antiques. For more information, please contact us at 800. National Processing: Best For Clover Processing Hardware. If your company doesn’t have a positive transaction history or it is too new to have developed one, you will encounter high charges from payment processing providers at. ) Still, the stakes are high for CBD businesses. The top processors are determined based on competitive rates, etc. A subsidiary of Visa, Authorize. You don’t want to lose another sale all because your business doesn’t accept credit cards, and if you apply today, you will be able to receive a retail credit card terminal. This represents a whopping 29% of all online businesses in the U. It would be best if you didn’t. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving standard to high-risk business types. Vape and E-Cig Merchant Accounts. Square: Best overall. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. An ACH merchant account allows. Clover: Best for POS. The following high risk business includes adult industry, bankruptcy, poor and bad credit, sports betting, gambling and casino industry, travel agencies, imitation of leading products, tobacco, night clubs, bars, offshore account providers, credit card companies, supplement and online pharmacies. Tier 2: Payment Depot’s most popular account tier, this plan caps at $75,000 in credit card volume per month. Integration with popular e-commerce platforms and shopping carts. Skip to content (866) 582-3062; info@elmoremerchantservices. With a 98% approval rate, we take pride in being able to accept almost every business type, regardless of risk level. Square: Best Free Merchant Account For Small Businesses. SMB Global: Best for Ultra High-Risk Merchants. Moonlight Payments Overview. Usually offers tiered pricing to bad credit merchants. These are some of the high risk business that is. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. Fees for merchant services vary by provider, pricing model, and payment location and method. Monthly fee: $10 for in-person sales. We have a broad nationwide network which runs via our processing banks to merchant accounts. ACH Payment Processing; Merchant services first data;Our picks for the best free merchant accounts include Square, Chase, Stripe, PayPal, and more. Application Cost: 0 USD. [1] Statista. The industries that possess this account are Adult Industry, Travel, Forex trading business, Multilevel Marketing. 45 per transaction. High -risk traders accounts highriskpay. 25% to 2. If you are searching, ‘offshore merchant account high risk’ on Google, this blog is for you. Having a business means taking on risk and sometimes merchant account providers don’t want to take the ride with you. 1. 2Checkout (Verifone): Best for managing VAT and. High Risk merchants approved. Merchant Account Providers – Get your merchant account & accept credit cards. PaymentCloud does offer traditional merchant services in addition to high-risk account services. Our gateway partners like NMI and Authorize. Traditional merchant account providers will often end up canceling the accounts of a high-risk business or not approving them in the first place. One example of a possible chargeback situation in a travel agency is if a customer books an international travel tour one year in advance, and is charged upfront for the costs through a credit card. Consider the terms when you budget. Securing funds is an essential part of any business’s operation. Currently, consumers’ most preferred payment methods are credit and debit cards. We’re here to help with that, credit and risk notwithstanding. Instabill is one of the industry’s leading high risk merchant account providers worldwide. We provide the best domestic and offshore solutions for High Risk Merchant Account Payment gateways and have integration with all major eCommerce platforms. The provider may approve riskier applications but at a higher fee. 5. Next, visit their website and fill out their application online. For more information, visit the National Processing website or call (385) 777-1235. Its risk management and fraud protection tools are handmade for travel agencies, while its flexible merchant services packages are tailored to selling airline tickets, hotel. Braintree: Best for online sales across borders. There are more than 325 million active PayPal users across the world. This will enable us to offer even additional specialized services for high risk merchants. After the credit card data is captured, the company’s payment processor pings the customer’s. PayKings is the preferred adult merchant account provider in the adult industry. The merchant account provider charges high-risk merchant accounts higher fees to cover chargebacks. A merchant account is a type of bank account that allows an individual, business, or organization to accept debit and credit cards as a form of payment. Be prepared for a site inspection; this is often times required by high risk processors. 5. Instabill has been providing high risk merchant account approvals since 2001. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. Payment Depot: Best overall. High-risk merchants feel safe, covered, and cared for with a Seamless merchant account. When you consider how e. Fastest application process: Soar Payments. These tools can include enhanced security measures, real-time transaction monitoring, and fraud detection systems. Get your Retail or Internet Ecommerce Business APPROVED for a merchant account. Merchant One: Best for Flexible Pricing. g. We’ve recently added five new high-risk merchant account providers to our network,. Many processors will not deal with high risk merchant accounts at all, and in fact merchants in high risk businesses may have to work with specialized processors, and they may even have to set up their merchant accounts with over-seas companies. But the reality is that these are the industries that make the most of the profits that run the economies of countries. PaymentCloud Top Rated Merchant Service for Authorize. 1. Merchant account providers are companies that offer a variety of solutions to help businesses by facilitating payments. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. The first step in applying for a merchant account with bad credit is to research providers that work with high-risk businesses. As a rule, you can expect higher fees for opening an account, processing payments, handling chargebacks and terminating your contract early. High-risk merchant accounts: Some industries have a higher risk of credit card chargebacks. These are available through your old merchant account provider’s online login, or by. Offering secure payments at your dispensary is essential. We accept all types of companies including: Travel, Credit. In Summary: The 8 Best Offshore Merchant Account Providers For Small Businesses. In fact, we specialize in secure payment processing for high-risk clients that might not qualify for merchant accounts from traditional providers. ccNetPay – Best for a simple pricing structure and EU transactions. With several domestic and offshore acquiring banking partners worldwide, our merchant account managers can assess. While high-risk payment processors are generally offering the same types of services as regular processors, they often also include: Higher processing rates. Step 3: The card issuer sends the purchase information to the customer’s bank or the issuing bank to approve or deny. High-Risk. These fees are quite high compared to some other providers, but you can be approved for your merchant account in around 48 hours. For some, this is because Shopify Payments is unavailable in their country. . What is a High Risk Merchant Account. However, firearms merchants are also classified as high-risk and obtaining an online firearms merchant account is extremely difficult. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. io is a newly-established merchant account provider that caters to both high-risk and low-risk US merchants. The merchant account acts as the middleman between the. But, they vary from processor to processor and your cash flow is important, so you’ll want to negotiate against the merchant reserve if possible. To get a high-risk merchant account, one needs to fill out the. Moonlight Payments Overview. net saves you more money probably depends on the size and number of ACH transactions you have per month. You’ll pay $49 per month plus $0. A high-risk merchant account is a business account or merchant account that allows the business to accept online payments though they are considered to be of high risk nature by the banks and credit card processors. Let’s say a customer wants to pay for a merchant’s products or services with a credit card. This solution is ideal for industries such as peptides, adult/emotional content, online gambling, pharmaceuticals, kratom and many others. We provide speedy and efficient credit card, debit card and ACH payment processing. A high-risk business is a business that has certain unique credit card challenges that are specific to how it processes payments. A high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. High-Risk Merchant Types. Merchant account service provider in the USA is PCI/DSS compliant it means that will ensure that the data processing is 100% safe and secure. As long as you only sell legal products and services, Corepay can probably accommodate your business. Select credit card companies to cooperate with. e. High-risk payment gateways, CRM integrations, virtual terminals, and credit card point-of-sale solutions are a few of our payment platforms. When it comes to the application process, applying for a high-risk merchant account is quite easy. PaymentCloud. Accepts high-risk merchants. Looking for High Risk Merchant Account Providers in USA? Elmore Merchant Services provides High Risk Merchant Account in USA. That being said, any business falling under the high-risk category should look for a high-risk merchant account provider right away. Soar Payments is a leading high risk merchant account provider, offering credit card processing for hard to place and non-traditional businesses. Step 2: Submit the required documentation. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high-risk business types, like MLMs. Your business will be set up for long-term success by accepting debit and credit cards. The Problems For High-Risk Merchants. Visit Site. Stax: Best for avoiding transaction fees. Online merchant accounts for small businesses have a unique objective: save costs and build revenue. 2. Through new business ventures, you’ll have the opportunity to develop your company and strengthen your brand. The company’s products and services include point-of-sale solutions (with specific packages. Compile Documents: High-risk merchant account providers require more documentation, so businesses should gather financial statements, licenses, tax returns, and bank statements. These businesses often operate in industries associated with high chargeback rates, potential fraud, and legal or regulatory issues. Ensure that you choose a high-risk eCommerce merchant account provider that offers you a PCI-DSS endorsed certified payment gateway and the latest anti-fraud technology. PaymentCloud: Best for free credit card terminal. Thus, high-risk merchant account helps merchants considered high risk to accept debit and credit card transactions. Tougher application process You may be required to submit more information and supporting documents about your business. They appear here in. However, ProMerchant’s pricing is considerably lower than Clover’s. But, they vary from processor to processor and your cash flow is important, so you’ll want to negotiate against the merchant reserve if possible. 2Checkout bases its pricing on a pay-as-you-go model — you’ll pay per transaction, but there are no monthly or annual account fees or early termination fees for closing your account. Every provider has a different set of criteria for high-risk merchant accounts. High risk merchant accounts are designed to accommodate businesses that are financially unpredictable, prone to chargebacks or pose a certain degree of potential loss to merchant service providers and banks. We understand the unique needs of the varying types of adult businesses. There have been various types of advantages that companies render once they are termed as high-risk businesses. Learn why this is and how Instabill can help. com or call (888) 924-2743. PaymentCloud. Boasting 92% Excellent ratings over 64 reviews on Trustpilot, ProMerchant is one of the best-rated merchant services that supports brick-and-mortar retail stores, eCommerce businesses, restaurants, as well as numerous high-risk industries. Additionally, 5 Star Processing can assist high-volume merchants and ACH processing. PaymentCloud is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries. There are certain providers which may generally avoid high risk merchants but have taken on one certain “niche category” like travel, gambling, CBD, adult or pharmacy. Being tagged as a high-risk merchant account means that the payment service provider will consider you are at high risk of having higher chargebacks and. A high-risk merchant account provider is a company that specializes in providing merchant accounts to businesses with higher risk profiles. Our typical turn-around time is 3-5 business days. Meaghan Brophy. It affects customer experiences, your finances, and more. Tiered pricing usually offered to bad credit merchants. The merchant account acts as the middleman between the. Tags: High Risk Business. Show Summary. A high-volume merchant account is a merchant account that is specifically geared towards merchants who have a higher than normal volume. A high-risk merchant account is a business account that is mainly designed for businesses that have an excessive risk of chargebacks, fraud, or legal compliance. They will help you prepare your application, explain the documentation needed, guide you through the approval process, and answer any questions you may have. High-risk businesses should anticipate having to pay higher costs for rates and fees associated with payment services. Host Merchant Services (HMS) is a traditional merchant account services provider that supports low-risk and high-risk merchants as well as nonprofits. First, when you select a small business merchant account with multi-payment options, you’re sure to cut down on costs. A high-risk merchant account is a business account or merchant account that allows the business to accept credit cards though they are considered risky by the banks and credit card processors. Cortana, Alexa, and Google. Assuming the authorization is passed,. Qualities that Make a Good High-Risk Merchant Account Provider. Looking for high risk merchant account providers? Connect with High Risk Merchant Account to get high risk payment gateway and credit card processing serviceA high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. Need a Merchant Account for your CBD Online Store? High Risk Merchant Account & Payment Gateway Provider⚡ Instant Approval Contact us ☎ (800) 956-1277. Skip to content (866) 582-3062; info@elmoremerchantservices. Soar Payments: Best for High-Risk eCommerce Businesses. You may need a rolling reserve account with a cap of up to 50% of the average monthly volume. Major card brands categorize merchants using merchant category codes (MCCs), and payment service providers must ensure that their merchants are accurately coded. The following are five critical things you want from your CBD merchant account provider; The high-risk merchant account providers in the USA provide fast and secure payment processing, fraud prevention measures, and chargeback management services, among others. Its risk management and fraud protection tools are handmade for travel agencies, while its flexible merchant services packages are tailored to selling airline tickets, hotel. However, choosing a credit card processing provider is a big decision. S. , payment gateways specifically for gambling), or indirect providers, publishers or marketplaces that require. 1. Instabill offers fast approvals and will guide you through each step of our merchant account application process. A quality merchant account provider will work with high-risk merchants to manage liabilities and process payments without penalties. High-risk business or industry: Businesses and industries that MSPs view as having a higher chance of failing financially. BankCard USA takes a different approach. WorldPay – Best for set monthly fees and regular payouts. The top processors are determined based on competitive rates, etc. PayCly is a pioneer in online high-risk merchant account services in Singapore. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. These accounts come with higher fees due to the increased risk. For a US merchant account, the merchant typically must have the following: 1) US Bank Account. ”Chargeback” refers to situations when credit card companies make a refund back to a customer based on request. Moonlight Payments is a standout choice if you're searching for a merchant account provider that specializes in serving businesses with bad credit. To start, just because a payment processor says they offer high risk merchant accounts doesn’t mean they work with every type of high risk merchant. Customers are more likely to complete a purchase if they can easily pay for it online, without having to. A merchant account is a particular type of bank account that business owners must establish in order to accept payments. 6% plus 10¢ per transaction. Some exploit the high risk tag and charge higher rates and larger reserves than they need to. The Gun & Ammunition Stores industry is booming, boasting an impressive USD 20. It is not easy to remove oneself from the TMF list, and can take as long as five years. The Leading High-Risk / eCommerce Payment Provider. Chat with us , powered by LiveChat Make sure that the merchant account provider can cater to your business as it grows. This is especially true when it comes to finding a payment processor for high-risk merchants. With high risk merchant accounts, the bank may use risk management strategies like a rolling reserve, to protect the bank and the merchant from potential losses. Decades Of Experience. High Risk Pay. Many of its features are identical to a regular merchant account. ACH Payment Processing; Merchant services first data;If you are considering a high-risk merchant account, it's essential to research multiple providers, compare their fees and services, read reviews from other merchants, and ensure they have a track record of reliable service and support. com can help you get your business the proper credit card processing account. PayOp. Our high-risk merchant account solutions offer several valuable features for new and existing businesses alike, including chargeback management, credit card acceptance,. Get an instant online quote for high risk merchant services. Host Merchant Services is a Newark, Delaware-based merchant account provider that is capable of serving most domestic high risk business types. GoCardless: Best for only ACH payments. No fraud prevention: In our rubric, ChargebackHelp has the third-lowest score for fraud prevention—1 out of 5 (Chargeback Gurus has 0. In that case, the merchant must be ready to declare the composition and. TheEcheck provides the best payment processing solutions specially designed to deal with high risk merchant account. 75% of the total volume. As merchant account providers, it is our job to give you the hardware, the service and the know-how to accept these different forms of payment. List Of Merchant Account Providers. We can offer credit repair payment processing options and merchant accounts for your business, helping. 25/keyed-in transaction (volume discounts available) Best all-around virtual terminal. Recent studies show that more than 65 payment providers offer CBD merchant accounts in the US.